The ICICI Bank is the largest private bank and financial services in India. It is the second largest bank in India by market capitalization. The bank has previously known as Industrial Credit and Investment Corporation of India founded in 1955. The headquarters of ICICI Bank has placed in Mumbai. The bank has also big network of 2,016 branches and about 5,219 ATMs in all over India and in 18 countries. ICICI Bank serves over 24 million customers all over the world. It has also considered as big four bank in India. There are over 35000 employees' works in this bank. The bank has many channels that offer product and services to its customer as Branches, ATMs, Internet Banking, Mobile Banking and Phone Banking. ICICI Bank has also loan facility like Home Loans, Loan against Property.
Personal Loans, Car Loans, Two Wheeler Loans, Commercial Vehicle Loans, and Loans against Securities, Loan against Gold Ornaments and Pre-approved Loans. The shares of ICICI Bank are listed on the stock exchanges at BSE, NSE, Kolkata and Vadodara; its ADRs trade on the New York Stock Exchange (NYSE).The ICICI Bank is also India's largest credit card issuer and it offers various credit cards given as Consumer Cards, Credit Cards, Travel Cards, Debit Cards, Commercial Cards, Corporate Cards.
Prepaid Cards, Purchase Cards, Distribution Cards, Business Cards and Merchant Services. The bank has also the largest balance sheet among the banks in India. In Q2 September 2008, ICICI Bank has recorded a 1.15% growth in net profit over Q2 September 2007 to arrive at Rs. 1,014.21 crores. The current and savings account (CASA) ratio of the ICICI bank also grown up from 25% in 2007 to 30% in 2008.
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